AI-native specialty MGA · launching 2026

Specialty insurance for the construction economy.

Signal Specialty pairs disciplined underwriting with an always-on data intelligence layer — built so agents can place contractor risks in minutes, not days.

The roadmap

Launching first
Digital Wholesale
First line
Workers' Comp
Up next
Contractor GL

Built for everyone around the risk

Agency partners

One market for your contractor book — from the local artisan to the large GC. Express interest and be first to quote when our programs go live.

Carriers & capacity partners

Disciplined, data-led programs built for durable underwriting performance. Contact us about capacity and distribution partnerships.

Contractors

Coverage placed through your agent, priced on how your operation actually runs — not just what's on the application.

What we're building

Launching first

Digital Wholesale

A technology-enabled wholesale channel connecting agents to specialty markets — starting with Workers' Compensation. Hard-to-place risks, placed without leaving one platform.

Express interest →

In development

Contractor General Liability

Two E&S programs covering artisan and remodel contractors through large artisans, paper GCs, and controlled new construction — accounts up to $15M in revenue, with flexible deductible and SIR structures. Designed to write in 45 states.

Coming soon

Surety

Contract bonds, underwritten on real-time data. In development — ask us about early access.

Underwriting that doesn't stop at bind

Always-on risk intelligence

Traditional contractor coverage is a once-a-year snapshot. We continuously verify operations, exposure, and quality signals — underwriting the risk behind the application.

Quality gets rewarded

A proprietary multi-signal model evaluates each contractor's operational discipline. Strong, well-run operators earn stronger terms.

Submission to quote, automated

Our platform reads the submission, enriches it, scores it, and prices it — so large, complex accounts quote at the speed of a small one.

One platform for specialty distribution

Programs are just the start. We're building a single platform that connects broker tools, wholesale market access, and proprietary programs — rolling out through 2026. Early partners get first access.

Be first in line.

Brokers — express interest and get early access when our programs go live. Carriers — talk to us about capacity and distribution.